CFM Group
Affordable Homeownership Starts Here.
New and used homes priced from $30k to over $200k—with in-house and external financing options, in parks or on your land.
New Construction
Buy a New Home
Brand-new models available across Virginia—move-in ready in as little as 45 days.
Pre-Owned Inventory
View Used Homes
Pre-owned homes in established communities, with affordable in-house financing available.
How Can We Help?
Start With What You're Looking For.
45+
Available Lots
Dozens
New Home Models
4
Refurbished Homes
100+
Satisfied Clients
Find Your Next Home.
New · Ashland, VA
Palm Leaf Community
Call for Pricing
3 bed · 2 bath · 1,440 sqft
Pre-Owned · Fredericksburg
White Oak Community
Call for Pricing
3 bed · 2 bath · 1,280 sqft
New · Newport News
Established Community
Call for Pricing
3 bed · 2 bath · 1,568 sqft
A Different Approach
Home Financing That Looks at the Whole Picture.
CFM helps buyers explore mobile homes and financing options that major lenders often won't consider—including older homes and budgets below standard minimums.
- ✓ New and pre-owned homes
- ✓ Flexible financing options
- ✓ Homes for a range of budgets
- ✓ Personal guidance throughout the process
Meet CFM
A More Personal Way to Find Home.
Tom Gardner started CFM Group to serve homebuyers who weren't being reached by larger mobile home companies. His approach is straightforward, responsive, and genuinely helpful.
Tom Gardner
Founder, CFM Group LLC
The Housing Market
Has Left a Lot of People Behind.
IN TOM'S OWN WORDS
Tom breaks down the current housing crisis — why traditional homeownership is out of reach for so many families, and how mobile homes with flexible financing can offer a real, practical path forward.
Tell Us What You Need
Share your budget, location, preferred home size and timeframe.
Explore Your Options
We'll help identify homes and financing possibilities that may fit.
Find Your Home
Review available homes and find the right fit.
Make It Yours
Complete the process and take the next step toward homeownership.
Find Us
Centrally Located — Close to All of Virginia.
CFM Group is based in Henrico, VA at the Lakeside Professional Building — a central location that puts us within easy reach whether you're coming from Richmond, the Northern Neck, Hampton Roads, or the Shenandoah Valley.
From the city to the beach to the mountains, we serve communities across the state and welcome you to stop in anytime.
6001 Lakeside Ave., Suite 3
Henrico, VA 23228 — Lakeside Professional Building
804-262-4005
Ready to Find Your Home?
Tell us what you're looking for and we'll help you explore available homes and financing options.

